xnft.moneyLaunch a dropSign in with X
Introduction
Getting startedIntroductionQuickstart: collectorsQuickstart: creators
CollectorsBuying an NFTMemo codesWhen a payment isn’t perfectRefundsDelivery and your NFT
CreatorsBecoming a sellerThe watcherRefund bond and creditLaunching a dropPFP collectionsPre-ordersManaging salesReselling
ConceptsPayment matchingOrder lifecycleContracts and chainsFees
Trust & safetySafetyYour dataLimitations
ReferenceLive parametersFAQGlossary
Docs/Getting started

Introduction

What xnft.money is, how a payment becomes an NFT, and where to start.

What xnft.money is

xnft.money is an NFT marketplace and drop platform where you pay with X Money, X’s peer-to-peer dollar payments. You send dollars to a creator’s @handle with a short memo code in the note, and the NFT lands in your wallet. No gas, no bridges, no crypto balance.

Two things run on one engine: drops, where creators sell new editions that are minted to each buyer, and resale, where owners sell a piece they hold through an escrow contract.

Gas for collectors$0Minting and delivery are paid for you
Goes to the creator100%You pay the creator’s own @handle
Time to pay30 minutesYour edition is held while you pay

Private beta. Drops currently mint on Base Sepolia, a test network, for invited creators. Everything described here works the same way it will on Base.

The loop

X Money has no merchant checkout or API. So every creator runs a small watcher that reads their own X Money activity, and we connect each payment to its order.

  1. Check out

    Sign in with X, choose a piece and paste the wallet it should land in. The edition is reserved for you.

  2. Get a memo

    You get a memo code like XN-7F3K-Q9S, the creator’s @handle and an exact amount. You have 30 minutes to pay.

  3. Pay with X Money

    Send the amount to the creator’s @handle with the memo as the note. The money goes straight to them — never through us.

  4. The watcher reports it

    The creator’s watcher sees the payment in their activity and reports it, signed with a key only that device holds.

  5. It’s matched

    The memo, your X handle and the amount are checked against your order. Anything ambiguous goes to review — we never deliver on a guess.

  6. It’s delivered

    The NFT is minted to your wallet (or released from escrow for a resale), and the sale appears on the public ledger.

Principles

  • We never hold your money. Buyers pay creators directly. xnft.money never receives, holds or forwards dollars.
  • Only the creator’s own payment records count. A screenshot or a pasted transaction ID never completes an order.
  • Fail safe, not fail open. When anything is unclear the order waits for review and the NFT stays locked.
  • Never take a payment we can’t deliver. If a creator’s watcher is offline, their refunds are overdue or the chain is unavailable, checkout pauses instead.
  • Everything is on the record. Every sale is on the public ledger and on-chain.

Where to start

CollectorsBuy your first NFTFive steps from sign-in to a piece in your wallet.CreatorsLaunch your first dropSeller account, watcher, bond, drop — about fifteen minutes.CollectorsWhen a payment isn’t perfectForgot the memo, paid too little, paid twice — every case explained.ConceptsHow payments are matchedThe three keys and the rules, in plain words.CollectorsRefundsWho refunds you, how fast, and what the bond guarantees.Trust & safetySafetyThe guarantees that are enforced in code.
Last updated September 26, 2026Something unclear? Read the FAQ